Privacy Policy

Your privacy matters to us at neravindasite

Last updated: January 15, 2025

Information We Collect

At neravindasite, we collect various types of information to provide you with our financial services and improve your experience on our platform. Understanding what information we collect helps you make informed decisions about your privacy.

Personal Information

We collect personal information that you voluntarily provide to us when you register for an account, use our services, or contact us. This includes:

Your name, email address, and phone number
Billing and payment information including credit card details
Financial information such as bank account details for transactions
Government-issued identification numbers as required by financial regulations
Employment information and income details for service eligibility

Technical Information

When you visit our website or use our services, we automatically collect certain technical information:

IP address and browser information
Device identifiers and operating system details
Usage data including pages visited and time spent on our platform
Transaction logs and service interaction records
Location data when you access our services
Important Note:

We only collect information that is necessary for providing our financial services and complying with Canadian financial regulations. We never collect more information than required for these purposes.

Information from Third Parties

We may receive information about you from third parties including:

Credit reporting agencies for financial assessment
Financial institutions for account verification
Identity verification services for security purposes
Marketing partners with your consent
Data Type Collection Method Purpose Retention Period
Account Information Direct input Service provision 7 years after account closure
Financial Data User submission Transaction processing 7 years as required by law
Usage Analytics Automatic collection Service improvement 2 years
Communication Records Email, phone, chat Customer support 3 years

How We Use Your Information

We use the information we collect for several important purposes that directly relate to providing you with quality financial services:

Processing your financial transactions and maintaining your account
Verifying your identity and preventing fraud
Complying with Canadian financial regulations and legal requirements
Providing customer support and responding to your inquiries
Improving our services based on usage patterns and feedback
Sending important account notifications and service updates

Information Sharing and Disclosure

We understand that your financial information is sensitive. We only share your information in specific circumstances:

With your explicit consent for specific purposes
To comply with legal obligations and regulatory requirements
With trusted service providers who assist in delivering our services
In case of business transfers or mergers, with proper notice
To protect against fraud and ensure platform security
Third-Party Service Providers:

When we work with third-party service providers, we ensure they meet our strict privacy standards and are bound by confidentiality agreements. These providers only have access to information necessary for their specific services.

Your Privacy Rights

Under Canadian privacy laws, you have important rights regarding your personal information. We respect these rights and have established clear procedures for you to exercise them:

Right to Access

You can request a copy of all personal information we hold about you, including how we've used it and who we've shared it with.

Right to Correction

If you believe any information we hold about you is incorrect or incomplete, you can request that we update or correct it.

Right to Deletion

You can request that we delete your personal information, subject to legal and regulatory requirements we must follow.

Right to Portability

You can request that we provide your information in a structured, commonly used format for transfer to another service.

Right to Withdraw Consent

Where we rely on your consent to process information, you can withdraw that consent at any time.

Right to Object

You can object to certain types of processing, including direct marketing communications.

To exercise any of these rights, please contact us using the information provided at the bottom of this policy. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.

Data Security and Protection

Protecting your information is one of our highest priorities. We've implemented comprehensive security measures to safeguard your data:

Industry-standard encryption for all data transmission and storage
Multi-factor authentication for account access
Regular security audits and vulnerability assessments
Restricted access to personal information on a need-to-know basis
Secure data centers with physical security measures
Regular staff training on privacy and security best practices

Despite these measures, no method of transmission over the internet is 100% secure. We continuously monitor and update our security practices to protect against emerging threats.

International Data Transfers

While neravindasite operates primarily in Canada, some of our service providers may be located in other countries. When we transfer your information internationally, we ensure:

The receiving country has adequate privacy protections
Contractual safeguards are in place to protect your information
We comply with Canadian privacy laws regarding international transfers
You are informed about such transfers when they occur

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform. These technologies help us:

Remember your preferences and settings
Analyze website usage and improve functionality
Provide personalized content and recommendations
Detect and prevent fraudulent activity

You can control cookie settings through your browser preferences, though this may affect some functionality of our services.

Data Retention

We retain your information only as long as necessary to provide our services and comply with legal requirements. Our retention periods vary based on the type of information:

Account information: 7 years after account closure
Transaction records: 7 years as required by financial regulations
Communication logs: 3 years for customer service purposes
Marketing preferences: Until you withdraw consent
Website analytics: 2 years for service improvement

Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will delete it immediately.

Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we will:

Notify you by email or through our platform
Update the "Last updated" date at the top of this policy
Provide a summary of key changes
Give you time to review the changes before they take effect

We encourage you to review this policy periodically to stay informed about how we protect your information.

Regulatory Compliance

neravindasite complies with all applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and provincial privacy legislation. We also follow industry-specific regulations that apply to financial services.

Regulatory Oversight:

Our privacy practices are subject to oversight by the Office of the Privacy Commissioner of Canada and other relevant regulatory bodies. You have the right to file a complaint with these authorities if you believe your privacy rights have been violated.

Contact Us About Privacy

If you have questions about this privacy policy or wish to exercise your privacy rights, please contact us:

Email: privacy@neravindasite.sbs Phone: +1 416 447 8655 Mail: neravindasite Privacy Office
141-605 Chemin de la Vallée Bleue
Val-David, QC J0T 2N0
Canada

We're committed to addressing your privacy concerns promptly and will respond to all inquiries within 30 days.